You don’t need to be an investor to earn passive income on your idle cash.
You don’t need to be an investor to earn a high yield on your idle cash.
Tellus’ simple cash account products harness the power of real estate to deliver exceptional income without requiring you to be in the market.‡

Turn your savings into passive income.
No fees
No lockup period
No crypto or stock exposure
Interest paid daily
100% payout success history
Bank-level security
Passive income for everyone. Powered by real estate.
Tellus pays you daily – not monthly or quarterly – which means that the interest you receive today earns interest tomorrow. All backed by Tellus’ Triple-Layer Protection framework
and 100% payout success history.
Outsized yield.
Outside the market.
Experience high yield that’s as liquid as cash. Powered and backed by single family home mortgages. No stock or crypto exposure.

For illustrative purposes only. Represents an initial balance of $7,000 held over five years at an interest rate of 4.00% APY
Outsized yield. Outside the market.
Experience high yield that’s as liquid as cash. Powered and backed by single family home mortgages. No stock or crypto exposure.
How it works.
We don’t rely on the market to deliver yield. We earn our money by providing mortgages to single family real estate borrowers.

Tellus mortgages are typically 6-18 month loans and are always over collateralized. We hold these loans on our balance sheet, and they generate a predictable stream of income for us.
We delight our members by giving them a variety of rewards, including top-of-market interest payments. Those interest payments arrive daily into Tellus’ member accounts.**
It’s really that simple.
We don’t rely on the market to deliver yield. We earn our money by providing mortgages to single family real estate borrowers. Tellus mortgages are typically 6-18 month loans and are always over collateralized.

We hold these loans on our balance sheet, and they generate a predictable stream of income for us.
We delight our members by giving them a variety of rewards, including top-of-market interest payments. Those interest payments arrive daily into Tellus’ member accounts.**
It’s really that simple.
What is collateral in real estate?
The term collateral refers to an asset that a lender accepts as security for a loan. Collateral may take the form of real estate or other kinds of assets, depending on the purpose of the loan.
The collateral acts as a form of protection for the lender. That is, if the borrower cannot make the agreed upon loan payments, the lender has the option to seize the collateral and sell it to recoup some or all of its losses. (Investopedia, March 2022)
The most trusted source
for high yield interest income.
The most trusted source for high yield interest income.
The most trusted source
for high yield interest income.
The most trusted source for high yield interest income.
All member deposits and data are protected by bank-level security and Tellus' Triple-Layer Protection™ framework.
Every dollar Tellus lends is backed by high quality, US-based residential real estate collateral.
As a second risk mitigation layer, we hold cash proportional to every dollar deposited to provide an additional liquidity buffer.
Enjoy peace of mind with bank-level AES 256 encryption supported by industry-leading partners and a US-based treasury and risk management practice.
Feel good performance.
Since launching Boost in 2020, Tellus has met every member payment obligation and maintained an unmatched
100% loan repayment success rate.Since launching Boost in 2020, Tellus has met every member payment obligation and maintained an unmatched 100% loan repayment success rate.
