Turn your cash into
passive income

Earn 4.55% APY with a Tellus High Yield Account.¹ 
Earn 6.00% APY or more with a Tellus Boost Account.²  
...Or earn with both.

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¹ Funds of the High Yield Account receiving FDIC coverage are held at Capital One N.A., member FDIC, up to $250,000.
² Your money in the Boost Account is not FDIC insured.

Join thousands earning more

How will you build wealth?

Boost

Earn the most, faster.

Get at least 6.00% APY
Earn even more every day with Boost rewards
Transfer up to $5 million to Boost
No Fees
No lock-up of funds (transfer anytime)

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High Yield

Earn more cash rewards with extra peace of mind.

FDIC coverage via Capital One, N.A., member FDIC
Earn 4.55% APY
Starting account balance limit of $2,500
No Fees
No lock-up of funds (transfer anytime)

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Or build wealth with both

Make your money do more with Boost and High Yield.

24/7 365 days access via mobile phone
Get paid cash rewards daily
No fees or minimum balance requirements
Start saving with just $125
Your data is secure by AES-256 bit encryption
Bank level security to protect your money

Background image with happy people and on the top a Quote from Ariyomtov that says "Great app backed by an awesome team with superb customer service"

You deserve morE

Reimagine what your money can do for you

Hard to believe, we know. But it’s incredible what you can accomplish when you start seeing people as more than just a number.

Real customers earning real cash rewards

“The customer service is the absolute best. Interest rates are unbelievable. Highly recommend anyone to check it out.”

Ron P.

Valued Customer

“Tellus has become an absolutely fantastic opportunity. I’m already getting a much better rate...”

Jimmy S

Valued Customer

“I began using the Tellus for the incredible APY that is paid out daily. I stayed for the amazing customer service and the financial literacy.”

Natalie

Valued Customer

Frequently Asked Questions

What is Tellus?

Tellus is a smart mobile wallet that delivers exceptional rewards to users. Rewards are powered by short term, wholesale business-purpose residential property loans. With Tellus, you can manage your largest and most valuable asset - real estate, and we also help you budget smarter, and save more faster through your own actions on the platform.

Tellus is on a mission to unlock the power and durability of residential real estate to enable everyone to save for home purchase and reach their financial goals with the highest levels of access, simplicity, transparency and trust.

What are the best ways to use Tellus?

We recognize that each individual will have unique goals. Tellus helps you manage everything from a rainy day fund to saving for your down payment on a house. You can use our smart mobile wallet to accelerate the growth of your emergency fund by applying free "power-up" rewards (Boost) daily. Take advantage of our Stacks feature to put aside cash for specific goals. Use our Vault feature when you have an extended time horizon that you are targeting. For all your property management needs, Tellus provides a seamless mobile solution to managing your high-value residential real estate assets, securing solid tenant relationships and collecting rent electronically.

What are the best options for earning passive income?

Passive income is income that requires little-to-no effort to earn and maintain. Taking advantage of a cash account like Tellus Boost Account is a free and simple way to earn a passive income, while engaging in rewarding activities that enable you to accelerate your earnings power through your own actions.

How do I fund my Tellus account?

Just like paying rent, from within the TellusApp, you can initiate an ACH transfer to fund your Tellus account from a linked bank account. Alternatively, you can make a wire transfer directly from your bank account (via your bank's website or mobile app).

Where can I learn more about Tellus and how it works?

Please check out our ‘How it Works’ page. If you have more questions, contact us or reach out to our customer success team via in-app chat.

Why use Tellus over Crypto/DeFi?

There are big fundamental differences between a business powered by real estate - loans on solid residential real estate - and virtual assets like crypto. Stock and crypto holdings move up and down. Even dividend and crypto staking strategies subject your capital to market forces. Tellus is different. We hold residential real estate loans. These loans generate a predictable stream of income. We delight our members by giving them a variety of rewards, including top of market interest payments, which arrive daily into Tellus’ member accounts.

How is Tellus powered by real estate?

Tellus earns its money by providing wholesale business-purpose residential real estate loans. Tellus wholesale business-purpose residential real estate loans are typically 6-18 month loans. We hold these wholesale business-purpose residential real estate loans on our balance sheet, and they generate a predictable stream of income for us. Our property management ecosystem provides both a distribution pipeline for these wholesale business-purpose residential real estate loans and proprietary data that help us predict cash flow and home values so we can better manage the risk of our loan portfolio.

Why choose Tellus in an inflationary environment?

High inflation environments can quickly erode the value of money and Tellus is uniquely positioned to offer incredible value in such an environment. For advanced users that already own and manage real estate assets, congratulations! Real estate has historically proven to be a wonderful inflation hedge. Tellus can help you seamlessly manage your rental properties. For users focused on growing their savings in a challenging high-inflation environment, the high APY rewards that Tellus offers pay significantly more than traditional savings accounts. By keeping your cash liquid with Tellus, you can avoid the extra volatility that is typically found in markets with exposure to high inflation environments.

Can I withdraw my money from Tellus?

Yes. Tellus has no lock-up period and your cash is always ready to move when you need it. While your withdraw request is immediately processed by Tellus, your bank may require more time. For example, while Tellus will process your payment request, banks typically will not process them over weekends or holidays.

Does opening a Tellus account affect my credit?

No. There is no credit check or credit reporting associated with any Tellus account or using our products and services. You should note, however, that having savings and exhibiting the good behaviors associated with growing your savings can be a positive indicator for strong credit worthiness.

How can I get a home loan from Tellus?

Consumers can not currently access Tellus loans directly. Tellus currently only makes wholesale business-purpose loans.

How can I manage my property with Tellus?

Reach out to our customer success team at concierge@tellusapp.com. We will walk you through onboarding your properties on to Tellus and we’ll get you up and running quickly and easily.

What if I have more questions?

Please check out our ‘How it Works’ page. If you still have more questions, contact us or reach out to our customer success team via in-app chat.

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