No — Tellus is not FDIC-insured, because we’re a financial technology company, not a bank. Instead of relying on federal deposit insurance, your funds are backed by Tellus’s own balance sheet and secured by reliable real estate assets.

That means the real estate risk sits entirely with us — never with you.

The Federal Deposit Insurance Corporation provides deposit insurance that can protect your money in the event of a bank failure. FDIC insurance is only available to deposits held at an FDIC-insured bank and only applies to certain bank products. There are limits to FDIC-insurance at banks and it does not apply to all products you can find at a bank including mutual funds and annuities. You can find more details on the nuances of FDIC insurance at: https://www.fdic.gov/resources/deposit-insurance.