How It Works
Invest across America without a down payment.
What am I investing in?
You are investing in fractions of residential mortgages. This gives you the chance to diversify your portfolio and invest in multiple properties without a down payment.
What are the benefits?
- Your investment is safe, backed by real property as collateral.
- Daily interest; no more waiting until the end of the quarter.
- Flexible trading; sell your stake at any time.
- You have the option to get your name recorded on the title of the home! This means you own a plece of the actual property, not just a derivative.
How does it work?
Each opportunity is listed on a Property Card. Each Property Card displays photos of the home and gives you information about the loan, borrower, and neighborhood.
Invest in a property you like
Based on the information from the Property Cards, you can choose which property you would like to invest in. Choose a stake from anywhere between $250 and the entire loan value.
Wait for the investment to fill
In order for your investment to go through, the entire loan amount needs to be filled with funds from different investors. If the investment does not fill within 5 days, Tellus will return your money with 2% APR.
Start earning daily interest
Once the investment has filled, there is a 24 hour processing period. Investors start earning daily interest at midnight PST following the processing period.
Sell at anytime
When you decide to put your stake up for sale, a 24 hour filing period begins. If no one buys your stake by midnight PST after the 24 hour filing period, Tellus will automatically buy it back.