Earn more than $13,000¹ while you house shop

Earn 4.00% APY on your down payment money while you search for the perfect house. Your interest is paid out daily and your money is always 100% liquid. It costs nothing to use Tellus and you can pull your money out at any time.

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Earn more than $13,000¹ while you house shop

Earn 4.00% APY on your down payment money while you search for the perfect house. Your interest is paid out daily and your money is always 100% liquid. It costs nothing to use Tellus and you can pull your money out at any time.

Earn 40x more income than traditional savings account²

Leading banks pay an inadequate 0.10% APY² to hold your cash. When you deposit your money into a Tellus account, we supercharge your returns with interest income generated by residential real estate lending. Your earnings are paid out daily and your money can be pulled out at any time.

Earn 40x more income
than your average
savings account²

Leading banks pay 0.10% APY² to hold your cash. When you deposit your money into a Tellus account, we supercharge your returns with interest income generated by residential real estate lending. Your earnings are paid out daily and your money can be pulled out at any time.

Built for humans,
backed by real assets

With Tellus, your money is always within hand’s reach. Every dollar you deposit is backed by real assets - not stock or crypto. To date, Tellus met every payment obligation and our expert customer service team is here to assist whenever you need to speak with a human.


Tellus backs every $1 of your money with at least
$1.35 in real assets. That’s serious protection.

Built for humans,
backed by real assets

With Tellus, your money is always within hand’s reach. Every dollar you deposit is backed by real assets - not stock or crypto. To date, Tellus met every payment obligation and our expert customer service team is here to assist whenever you need to speak
with a human.

Tellus backs every $1 of your money
with at least $1.35 in real assets.
That’s serious protection.

Passive income for everyone.
Powered by real estate.

Tellus pays you daily – not monthly or quarterly – which means that the interest you receive today earns interest tomorrow. All backed by Tellus’ Triple-Layer Protection framework
and 100% payout success history.

Outsized yield.

Outside the market.

Experience high yield that’s as liquid as cash. Powered and backed by single family home mortgages. No stock or crypto exposure.

For illustrative purposes only. Represents an initial balance of $7,000 held over five years at an interest rate of 4.00% APY

Outsized yield.
Outside the market.

Experience high yield that’s as liquid as cash. Powered and backed by single family home mortgages. No stock or crypto exposure.

How it works.

We don’t rely on the market to deliver yield. We earn our money by providing mortgages to single family real estate borrowers.

Tellus mortgages are typically 6-18 month loans and are always over collateralized. We hold these loans on our balance sheet, and they generate a predictable stream of income for us.

We delight our members by giving them a variety of rewards, including top-of-market interest payments. Those interest payments arrive daily into Tellus’ member accounts.**


It’s really that simple.

We don’t rely on the market to deliver yield. We earn our money by providing mortgages to single family real estate borrowers. Tellus mortgages are typically 6-18 month loans and are always over collateralized.

We hold these loans on our balance sheet, and they generate a predictable stream of income for us.

We delight our members by giving them a variety of rewards, including top-of-market interest payments. Those interest payments arrive daily into Tellus’ member accounts.**


It’s really that simple.

The most trusted source

for high yield interest income.

The most trusted source for high yield interest income.

All member deposits and data are protected by bank-level security and Tellus' Triple-Layer Protection™ framework.

1
Collateral

Every dollar Tellus lends is backed by high quality, US-based residential real estate collateral.

2
Capital

As a second risk mitigation layer, we hold cash proportional to every dollar deposited to provide an additional liquidity buffer.

3
Security

Enjoy peace of mind with bank-level AES 256 encryption supported by industry-leading partners and a US-based treasury and risk management practice.

Built with trusted partners
Trustpilot

Feel good performance.

Since launching Boost in 2020, Tellus has met every member payment obligation and maintained an unmatched

100% loan repayment success rate.

Since launching Boost in 2020, Tellus has met every member payment obligation and maintained an unmatched 100% loan repayment success rate.

Tellus is amazing
Makes a money market obsolete. Interest compounded daily! They can’t be beat. Glad I found them. Also, great customer service!
Recommend Tellus! Love higher APY!
Highly recommend! They have great customer service and what they offer is great!
Good Return for Savings
Decent low risk return for savings with options to boost even higher on a regular basis.
I had my doubts but seems legit
I had my doubts but seems legit. 3% isn’t earth shattering, but my money is making more money effortlessly.

Turn your savings into passive income.

Scan the code with your phone’s camera to download the Tellus app.

Turn your savings into passive income.

Give Tellus a try and see how quickly you forget about your old savings account.