Design for home buyers by real estate experts.
The first savings app for home buyers seeking to grow and access their down payment.
Buying a home is harder than
it has been in a generation.
Many buyers are losing the desire to begin or continue the buying process.
We need to put more money down than we planned to make the numbers work.
Your down payment is a journey.
Where you save it matters.
Savings accounts do not grow your money effectively.
The average bank savings account pays just 0.24% APY¹.
That’s before fees.
Homeowners attribute their purchase success to effective saving.
675 homeowners were surveyed on the Tellus app.
Chart is for illustrative purposes only.
Market investments are unpredictable.
Stock and crypto investments lack the control and liquidity needed to cash in when you need.
Why do home buyers choose Tellus?
Superior saving power.
Features that make the difference.
Earn 5.00%–5.90% APY with daily compounding interest
Tellus is 100% free to use
Interest arrives in your account daily
No crypto or stock exposure
Tellus does not invest in market securities of any kind
Move when you need to
No credit check
Start earning in 3 minutes or less
Get more from your savings app.
Your savings, powered by real estate.
When you deposit your money into a Tellus account, we supercharge your returns with interest income generated by residential real estate lending³. Your earnings are paid out daily and your money can be pulled out at any time.
Every dollar Tellus lends is backed by high quality, prime residential real estate with title recorded and deed delivered to Tellus.
We target loan-to-value collateralization ratios of 80% or less to protect our balance sheet.
We hold capital reserves proportional to every dollar deposited to provide an additional liquidity buffer for our depositors.
Each deposit is a liability held on our balance sheet – not subject to performance of any single loan.
Enjoy peace of mind with bank-level AES 256 encryption supported by industry-leading partners and a US-based treasury and risk management practice.
Learn more about our Triple Layer Protection framework.
Frequently Asked Questions
What is Tellus?
Tellus is on a mission to unlock the power and durability of real estate to enable everyone to save for home purchase and reach their financial goals with the highest levels of access, simplicity, transparency and trust.